Category Archives: Life Insurance

401(k) funds studied for less time than car purchases

By Walter Hamilton (originally published on LATimes.com) Americans know that 401(k) retirement plans are important, but they spend only a moderate time researching investments and are often confused about how to pick the best funds, according to a new survey. … Continue reading

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IUL or 529?

What’s the Best Way for a Parent to Save Money for Their Child’s College Education? There are a variety of programs that offer tax benefits to help you save money for your kids college education. Some of them offer immediate … Continue reading

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Wall Street Math

  WALL STREET MATH By Michael Goodman On January 1, 1984, the S&P 500 stood at $164.93. Over the next 30 years, it grew to $1,848.36. The annual returns were: (read down the first column, down the second column, etc) … Continue reading

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Don’t fall into these Social Security traps

(I find that MANY of the clients I work with are not aware that the income from their pensions and “qualified” savings plans (like 401k’s and IRA’s) will make their Social Security income taxable. This is one of the areas … Continue reading

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