Author Archives: Michael Goodman

Financial Planning vs. Life Insurance

Financial Planning vs. Life Insurance I am a life insurance agent in the State of California with a Bachelor’s degree in Financial Planning. According to my studies, financial planners typically review seven broad areas related to their clients. Current financial … Continue reading

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U.S. sets new standard for financial advisors

(The article below discusses the new rule being set by the U.S. Labor Department that will require financial advisors to put the needs of the clients first. My first reaction is – why did it take so long to create … Continue reading

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Let Somebody Else Fund Your Buy/Sell Agreement

For many professionals and small business owners, especially those involved in partnerships, a Buy/Sell agreement may be needed. These agreements are used when one of the partners, or a Key Man, dies and the remaining partners or owners do not … Continue reading

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How Life Insurance Costs Compare to Securities for Retirement Planning

Cash value life insurance is one of the oldest financial tools available. It can be used to protect a family from the death of the primary earner, it can be used for estate planning, and the tax-advantaged buildup of cash … Continue reading

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