In the video below, 60 Minutes looks at the problems of the 401(k) in 2009. We’ve seen the stock market bounce back recently, but do you think most people have really benefited from this? Please watch this video, then ask yourself, “What is the rate of return on my 401(k)?” Check your statements, please; this is important! If you are not averaging at least 6% growth; if you’re planning to retire within 15 years; if you plan to live on the income generated from your 401(k); and if you live anywhere in southern California, please call me right away at (714)585-2371. We need to talk!